Welcome to Financial Courses Hub! These Terms and Conditions govern your use of our website and services. Please read these Terms carefully before accessing or using our website or enrolling in our courses.
By accessing or using our website or services, you agree to be bound by these Terms and Conditions. If you disagree with any part of the terms, then you may not access our website or use our services.
To access certain features of the Website or enroll in our courses, you may be required to create an account. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete.
You are responsible for safeguarding the password that you use to access the Website and Services and for any activities or actions under your password. You agree not to disclose your password to any third party.
You must be at least 18 years of age to create an account and use our Services. By creating an account and using our Services, you represent and warrant that:
We reserve the right to refuse service, terminate accounts, or remove or edit content at our sole discretion.
When you enroll in a course or purchase any of our Services, you agree to pay all applicable fees and taxes. All payments are processed through our third-party payment processors.
Course fees are listed on the Website at the time of enrollment. We reserve the right to change our fees at any time, with or without notice. Any fee changes will not apply retroactively to enrollments made prior to the change.
All purchases are subject to our Refund Policy, which is incorporated by reference into these Terms.
Some courses may offer a free trial period. If you do not cancel before the trial period ends, you will be charged the applicable course fee.
We may offer subscription-based access to multiple courses or content. Subscription fees are recurring and will be billed automatically until you cancel your subscription.
Upon enrollment and payment of applicable fees, we grant you a limited, non-exclusive, non-transferable license to access and view the enrolled course materials for your personal, non-commercial, educational purposes.
Course access may be limited to a specific period, as indicated in the course description. After this period expires, your access to the course materials may be restricted or terminated.
You agree not to:
The Website, Services, and all Content, features, and functionality (including but not limited to all information, software, text, displays, images, video, audio, and the design, selection, and arrangement thereof) are owned by the Company, its licensors, or other providers of such material and are protected by copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws.
These Terms do not transfer any ownership rights or grant any license other than the limited license to access and use the courses as set forth above.
Our name, logo, and all related names, logos, product and service names, designs, and slogans are trademarks of the Company or its affiliates or licensors. You must not use such marks without the prior written permission of the Company.
Our Website or courses may allow you to post, submit, publish, display, or transmit content such as reviews, comments, or forum posts ("User Content"). By providing User Content, you grant us a perpetual, irrevocable, worldwide, non-exclusive, royalty-free, sublicensable, and transferable license to use, reproduce, distribute, prepare derivative works of, display, and perform such User Content in connection with the Website, Services, and our business.
You represent and warrant that:
We reserve the right to monitor, edit, or remove any User Content at our sole discretion without notice.
You agree not to engage in any of the following prohibited activities:
THE WEBSITE, SERVICES, AND CONTENT ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. WE DISCLAIM ALL WARRANTIES, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT.
WE DO NOT WARRANT THAT THE WEBSITE OR SERVICES WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR-FREE, THAT THE CONTENT IS ACCURATE, RELIABLE, OR CURRENT, OR THAT THE WEBSITE OR SERVICES WILL MEET YOUR EXPECTATIONS.
ANY MATERIAL DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE WEBSITE OR SERVICES IS ACCESSED AT YOUR OWN RISK, AND YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM THE DOWNLOAD OF ANY SUCH MATERIAL.
FINANCIAL EDUCATION AND INFORMATION: All content and materials available through our Website and Services are for educational and informational purposes only. The Content is not intended to be a substitute for professional financial advice, and we do not guarantee specific financial results based on use of our courses or materials.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL THE COMPANY, ITS AFFILIATES, DIRECTORS, EMPLOYEES, AGENTS, PARTNERS, OR SUPPLIERS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION, LOSS OF PROFITS, DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES, RESULTING FROM:
WHETHER BASED ON WARRANTY, CONTRACT, TORT (INCLUDING NEGLIGENCE), OR ANY OTHER LEGAL THEORY, WHETHER OR NOT WE HAVE BEEN INFORMED OF THE POSSIBILITY OF SUCH DAMAGE.
IN NO EVENT SHALL OUR TOTAL LIABILITY TO YOU FOR ALL CLAIMS RELATED TO THE WEBSITE AND SERVICES EXCEED THE AMOUNT PAID BY YOU FOR THE SERVICES GIVING RISE TO THE LIABILITY.
You agree to defend, indemnify, and hold harmless the Company, its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to your violation of these Terms or your use of the Website or Services, including, but not limited to, your User Content, any use of the Website's or Service's content, services, and products other than as expressly authorized in these Terms.
We may terminate or suspend your account and access to our Services immediately, without prior notice or liability, for any reason whatsoever, including, without limitation, if you breach these Terms.
Upon termination, your right to use the Services will immediately cease. If you wish to terminate your account, you may simply discontinue using the Services or contact us to request account deletion.
All provisions of the Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity, and limitations of liability.
These Terms shall be governed by and construed in accordance with the laws of the province of New Brunswick, Canada, without regard to its conflict of law provisions.
Our failure to enforce any right or provision of these Terms will not be considered a waiver of those rights. If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect.
Any dispute arising out of or relating to these Terms, including their formation, interpretation, performance, or breach, shall be finally settled by binding arbitration administered by the Canadian Arbitration Association in accordance with its rules. The arbitration shall be conducted in New Brunswick, Canada, by a single arbitrator with experience in internet and e-commerce disputes.
Any judgment on the award rendered by the arbitrator may be entered in any court of competent jurisdiction. The arbitrator shall award to the prevailing party costs and attorneys' fees incurred in connection with the arbitration.
Nothing in this section shall prevent either party from seeking injunctive or other equitable relief from the courts for matters related to data security, intellectual property, or unauthorized access to the Services.
CLASS ACTION WAIVER: ANY CLAIMS BROUGHT BY YOU OR US MUST BE BROUGHT IN THAT PARTY'S INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING.
We reserve the right, at our sole discretion, to modify or replace these Terms at any time. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion.
By continuing to access or use our Website or Services after any revisions become effective, you agree to be bound by the revised terms. If you do not agree to the new terms, you are no longer authorized to use the Website or Services.
These Terms, along with the Privacy Policy and Refund Policy, constitute the entire agreement between you and the Company regarding the use of the Website and Services, and supersede all prior and contemporaneous understandings, agreements, representations, and warranties, both written and oral, regarding such subject matter.
If you have any questions about these Terms, please contact us at:
Financial Courses Hub
102 McClure Mount Suite 301
Stantonburgh, NB T5Y-1A2
Email: legal@financialcourseshub.com
Phone: +1 (669) 694-0564